Tax-Deferred Annuities

What is a Royal Arcanum Annuity?
An annuity is a contract that provides you with a future income in  exchange for deposits you make to your account.  It’s a way of planning  for the future, and in particular, your retirement.
 

Flexible Premium Deferred Annuity
A Royal Arcanum Flexible Premium Deferred Annuity can be  opened with as little as $500.00.  Interest accumulates on a  tax-deferred basis. Additional deposits are flexible; you decide when  and how much you choose to deposit.
 

Options at Maturity
1) Life income or specified time period.
2) Balance may be left on Deposit.

* Avoids Costs of Probate - Upon death of  the annuitant, the cash value of the Royal Arcanum Annuity is paid  directly to the beneficiary named in the contract.
 

* Cost - Unlike other annuities, your Royal Arcanum Annuity has no contract fee, transaction fee or premium charge.
           Every dollar you pay in premiums goes into the cash value  account of your Royal Arcanum Annuity and earns interest immediately.
 

* Safety - Annuity deposits are protected by the total resources of the Royal Arcanum.
 

* Penalties - There is a surrender charge  if you withdraw funds in excess of 10% per year within the first six  years of the annuity.  The IRS imposes penalties on early withdrawals  from tax deferred accounts.

“Royal Arcanum, its employees and Representatives are not  authorized to give tax or legal advice. Individuals are recommended to  seek advice from their own tax or legal counsel.”