J. Sadler Hayes, II
Coverage for your unique needs!
I assist individuals with selecting and enrolling in Medicare Supplement Plans, Medicare Advantage Plans, Prescription Drug Plans, Dental and Vision Plans, Final Expense LIfe Insurance, Travel Insurance and other life insurance and annuity plans in the States of New York, New Jersey and Connecticut.
I can help to cover medical, dental and vision expenses as well as life insurance to ensure that, when you die, your family will have the financial resources needed to cover final expenses and debts.
Here you will find information for Medicare Plans and Dental and Vision plans, a Medical Cost Share Plan (MPB) and Health Share Plan (Altrua) as well as Travel Insurance. In addition. you can compare life insurance options which can provide valuable coverage for family and final expenses.
For Sole Proprietors and Businesses. there are a number of valuable benefits available with membership in the Elevate Wellness Association - including medical. term life insurance, dental, vision and more.
In addition to Medicare Supplement Plans - I offer:
Medicare Advantage (Part C)
Medicare Advantage (Part C) plans work in place of your Part A and Part B Medicare coverage. Benefits include medical coverage for hospital and medical expenses, but not prescription drugs.
Prescription Drug (Part D)
Prescription Drug plans cover prescription needs, but offer no medical coverage.
Medicare Advantage Prescription Drug (C + D)
Medicare Advantage Prescription Drug plans combine the benefits of a Medicare Advantage plan and a Prescription Drug plan. Benefits include medical expenses and prescription drug coverage.
We (I) do not offer every plan available in your area. Any information we (I) provide is limited to those plans we (I) do offer in your area. Please contact Medicare.gov or
1-800-MEDICARE to get information on all of your options."
With Spirit Dental Insurance -
Delta Dental offers individual coverage for the services you need most, including routine exams and cleanings at low or no cost, no matter which plan you choose.
Want the flexibility to visit any dentist, with access to one of the nation’s largest dentist networks? A Delta Dental PPO™ plan may be right for you.
Need predictable out-of-pocket costs and low premiums? A DeltaCare® USA plan may be your best bet.
Unlike with insurance, 1Dental members can go to the dentist as often as they need, without limits, waiting periods, or exclusions.
Gain More Freedom, Control & Flexibility From Your Healthcare -
Our non-insurance healthcare model is a comprehensive, cost-effective solution designed to provide efficient access and protect you from unexpected healthcare expenses.
Would you be interested in a health insurance program that puts you in control of your own health care dollars, while protecting you and your family against the cost of a serious illness or injury?. Combine the benefits of a qualified High Deductible Health Insurance Plan with a tax advantages of the HSA.
To learn more about individual and group High Deductible Health Insurance plans that are qualified for HSAs, contact Sadler Hayes at 845-639-0492 or email firstname.lastname@example.org
Altrua HealthShares is an alternative approach to provide health coverage - and which may be an affordable solution for individuals, families and businesses -
To learn more and check out the member contributions for the Altrua HealthShare plans - click below:
Access the Power of Group Buying! By joining Elevate Wellness’ network of thousands of small businesses owners, employees and self-employed (1099) workers, you can access quality benefits at competitive rates not otherwise available to you.
Available via membership in the NYS Business Group
United Concordia Dental Insurance Plans for New York State Sole Proprietors and Small Businesses include Special Plan Features:
Life Insurance is a practical and affordable way for you to do more than you may have thought possible. "Deferred Legacy Gifts" of $5,000, $10,000, $25,000 , $100,000 or more are within reach. Donors no longer need to accumulate wealth in order to make substantial and meaningful gifts to charities, schools, universities, houses of worship, community foundations...
We have exciting news! We're now partners with Travel Insurance Center to offer protection for your upcoming travel. Consider coverage such as trip cancellation, travel medical, medical evacuation and more.
Everyone should make a will or living trust, regardless of wealth. Having a plan in place ensures that your wishes are known and saves your loved ones the stress and cost of intestate probate proceedings. Create a free will or trust to support the people and causes you care about most even after you’re gone.
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Please send me a message if you have any questions or would like more information.
Feel free to fax any documents to 845-210-9134
64 Rolling Ridge Road, New City, New York 10956, United States
Check out the Affordable 1Dental Savings Plan